Safe at home? Not exactly, according to Insite Security president Christopher Falkenberg (ex-U.S. Secret Service agent, Columbia Law School grad). “All a home safe does is buy time,” he says. “Still, they are necessary deterrents. The thing with jewelry is, if it’s just out there on the dresser, it is the easiest thing to pick up and take.” Falkenberg and his team—which includes the former head of the FBI’s Crisis Negotiation Unit and a Joint Terrorism Task Force agent—work with high-wealth clients and an architect to install home safes that are first meant to prevent burglary. “I can’t tell you how many people have their valuables in fireproof vaults,” Falkenberg says, “which are good at withstanding heat damage, but they’re pretty easy to open.” He insists clients have safes built into their closets, at eye or waist level: “You wouldn’t believe how many people leave their jewelry out after a party because the safe is on the floor.” And the inside should be organized like the very best California Closet and integrated with the home alarm system. “The systems we recommend,” says Falkenberg, “are so advanced, they send you an e-mail once the safe is opened.” Services range from $75,000 to $100,000 per year (212-362-5700; insitesecurity.com).